: A written document detailing your investment philosophy, asset allocation, and expected results to ensure discipline. Diversify Your Portfolio Equities/Mutual Funds : Crucial for long-term growth and beating inflation. Debt Instruments
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: The book suggests finding this ₹40 by cutting minor daily expenses, such as: Reducing or quitting smoking. Minimizing visits to expensive restaurants. Careful energy usage to save on utility bills. : A written document detailing your investment philosophy,
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