: Used by business or commercial accounts to identify activities related to wire transfers.

Remember these key takeaways:

. This is an electronic salary transfer system mandated in certain regions (notably the UAE and Qatar) to ensure employees receive their wages accurately and on time. However, if you are a

=IF(ISNUMBER(SEARCH("POS",B2)),"Shopping",IF(ISNUMBER(SEARCH("ATM WDL",B2)),"Cash",IF(ISNUMBER(SEARCH("PAYROLL",B2)),"Income","Other")))

You can refer to the TD Bank Glossary for definitions of common banking statuses and terms used in their systems.

: Certain cross-border clearing houses flag incoming transfers under electronic wage systems.

Web-processed transactions often have specific clearing times (often 1–3 business days). Other Common TD Bank Statement Codes