To ensure error-free processing by the branch teller, follow this systematic approach when filling out the downloaded PDF form:

. For digital transactions, the bank encourages users to visit its official Internet Banking Portal Form Filling Instructions

| Feature | NEFT | RTGS | | :--- | :--- | :--- | | | ₹0 (or ₹1 depending on bank) | ₹2,00,000 | | Maximum Amount | No limit | No limit (but notify for >₹5 crore) | | Settlement Speed | Hourly batches (30 min cycles) | Real-time (few seconds) | | Timing (UBI) | 8:00 AM – 7:00 PM (Mon-Fri) | 8:00 AM – 6:00 PM (Mon-Fri) | | Charges (UBI) | Up to ₹25 + GST | ₹25 – ₹55 + GST | | Best For | EMI payments, small business payouts | Property purchase, large investments |

Union Bank of India NEFT/RTGS Form PDF (Click to download – this is the official branch format used across all UBI branches in India)

: You can access fillable or standard PDF versions on platforms like pdfFiller and ClearTax .