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| | Percentage | Purpose | | :--- | :--- | :--- | | Needs (Kebutuhan Pokok) | 50% | Essential expenses like rent, groceries, transportation, and bills. | | Wants (Keinginan) | 30% | Discretionary spending for dining out, entertainment, and hobbies. | | Savings (Tabungan) | 20% | Money set aside for an emergency fund, future investments, or big goals. |
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+-----------------------------------------------------------------+ | CERITA BUDE 20 LIFESTYLE PILLARS | +--------------------------------+--------------------------------+ | Mindful Wellness | Urban Eco-Living | | • 20-minute daily rituals | • Micro-gardening | | • Accessible mental health | • Zero-waste home styling | | • Holistic nutrition | • Smart capsule wardrobes | +--------------------------------+--------------------------------+ 1. The 20-Minute Ritual | | Percentage | Purpose | | :---